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Frequently Asked Questions

What is a Small Dollar Loan or Cash Advance?

A cash advance provides you with emergency cash when you need it most, usually between paydays! Simply complete the fast, online form to find out in minutes!

Can I qualify?

Qualifying is easy and you don't need to worry about your credit. You may qualify if you currently have a job (or receive regular income), make at least $800 per month, are 18 years of age or older and a U.S. citizen, and have a bank account. Other requirements may apply.

How much can I qualify for?

How much you qualify for depends on a number of factors including your lender, income and employment. To request a loan from $100 - $1,000, simply complete the fast, online form to find out in minutes!

What are the costs and fees?

The cost of your cash advance loan is dependent on many factors, such as the lender and how you manage your financial obligations. Actual fees are determined based on the information you provide when you submit your loan request.

Typically, you will be charged between $10 to $30 for each $100 you borrow, which can amount to an annual percentage rate of 261 to 1,304 percent. The total cost of the loan and its APR can vary among lenders.

A representative example: With a minimum 14 day loan term (regardless of early loan payoff), we estimate that the fees and finance charges offered by members of our lending network range from $12 per $100 borrowed each 14 days (two weeks) up to $30 per $100 borrowed each 14 days (two weeks). The corresponding Annual Percentage Rate (APR) for this estimated range would be between 391.07% and 782.14%.

When do I get my money?

Once you have applied online, your information will be submitted and verified by our national lender database. Once approved, your cash can be in your bank account as early as the next business day!

When do I repay?

A traditional short-term loan product will typically be due in full on your next pay date, however in most cases, you will have the opportunity to roll your loan over to your next pay date for a small fee. Generally, online customers are automatically renewed every pay period. Just let your lender know when you are ready to pay in full. Some lenders will offer different repayment plans than described. Some lenders may also offer installment small dollar loans. Please consult with your lender prior to taking any loan on all your options.

*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements.
**Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union.
Credit checks or consumer reports through alternative providers may be obtained by some lenders.
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